विक्रेता 72,000 रुपये वार्षिक 12% दराने वार्षिक चक्रवाढीने कर्ज देतो. तिसऱ्या वर्षासाठी व्याज शोधा.

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AFCAT 01/2023 Memory Based Paper 26 Feb 2023
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  1. 10500 रुपये
  2. 10838 रुपये
  3. 10818 रुपये
  4. 10850 रुपये

Answer (Detailed Solution Below)

Option 2 : 10838 रुपये
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दिलेल्याप्रमाणे:

कर्जाची रक्कम = 72,000

दर = 12% प्रतिवर्ष

मुदत = 3 वर्षे

वार्षिक चक्रवाढ

वापरलेली संकल्पना:

CI = एकूण रक्कम - मुद्दल

P(1 + R/100)N - P

जेथे, P = मुद्दल, R = व्याजदर, N = मुदत (वर्षांमध्ये)

गणना:

पहिल्या वर्षाच्या शेवटी रक्कम

⇒ 72000 × (1 + 12/100) - 72000

⇒ 72000 × (112/100) - 72000

⇒ 80640 रुपये

दुसऱ्या वर्षाच्या शेवटी रक्कम

⇒ 80640 × (1 + 12/100) 

⇒ 80640 × (112/100) 

⇒ 90316.8 ≈ 90317 रुपये

तिसऱ्या वर्षाच्या शेवटी रक्कम

⇒ 90317 × (1 + 12/100) - 90317

⇒ 90317 × (112/100) - 90317

⇒ 101155 - 90317

⇒ 10838 रुपये

∴ तिसऱ्या वर्षासाठी 10838 रुपये व्याज आहे.

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