Under the Pradhan Mantri Gramin Awas Yojana, how much financial assistance is granted to an eligible beneficiary from the Gram Panchayat for housing construction?

The correct answer is ₹1.20 lakh.

Key Points

• Under the Pradhan Mantri Gramin Awas Yojana (PMGAY), an eligible beneficiary from the Gram Panchayat receives a financial assistance of ₹1.20 lakh for housing construction.
• The financial assistance is aimed at providing pucca houses with basic amenities to all rural families living in kutcha or dilapidated houses by 2022.
• The scheme is a revamped version of the previous Indira Awas Yojana and was launched in 2016.
• Beneficiaries are selected based on the Socio-Economic Caste Census (SECC) of 2011, ensuring that the aid reaches the most deserving households.

Additional Information

• Implementation and Funding
  • The Pradhan Mantri Gramin Awas Yojana is funded jointly by the Central and State governments in a 60:40 ratio for plain areas and 90:10 for Northeastern and hilly states.
  • Beneficiaries also receive assistance for construction of toilets under the Swachh Bharat Mission, MGNREGA, and other schemes.
• Eligibility Criteria
  • Beneficiaries are identified using the Socio-Economic Caste Census (SECC) data of 2011.
  • Priority is given to households without a male adult aged 16-59, disabled members, landless laborers, and those without a proper house.
• Construction Standards
  • The houses constructed under PMGAY must adhere to disaster-resilient technologies and local housing practices.
  • Use of eco-friendly materials and technologies is encouraged to ensure sustainability.
• Additional Provisions
  • Beneficiaries receive Rs. 12,000 for the construction of toilets as part of the Swachh Bharat Mission-Gramin.
  • Additional assistance is provided under MGNREGA for unskilled labor, ensuring the involvement of local workforce.