The Government of India approved the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) in the year ______.

The correct answer is 2018.

Key Points

• Prime Minister Narendra Modi had launched the Ayushman Bharat - Pradhan Mantri Jan Aarogya Yojana from Ranchi in Jharkhand on 23rd September 2018.
• Over two crore people have availed treatment under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
• The scheme, which is the world's largest health care program, provides a cover of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalization to over 10.74 crore poor and vulnerable families.
• It helps to reduce hospital expenditure and mitigate financial risk.
• It provides cashless and paperless access to services for the beneficiaries at the point of service.

Additional Information

• The insurance cost is shared by the centre and the state mostly in the ratio of 60:40.
• There are about 1,400 packaged rates for various medical procedures under the scheme.
• These packaged rates also mention the number of average days of hospitalization for a medical procedure and supporting documents that are needed.
• Under no circumstances can hospitals charge the beneficiary.
• The scheme also has prescribed a daily limit for medical management.
• National Health Agency has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PMJAY in alliance with state governments.
• This includes the formulation of PMJAY policies, development of operational guidelines, implementation mechanisms, coordination with state governments, and monitoring and oversight of PMJAY amongst others.